Our Approach

Compare our approach to other approaches in order to evaluate the potential benefits of working with a firm that provides Independent, Integrated Wealth Management services.

Overall wealth planning integrating Investments, Financial Planning and TaxesInvestment only focus
Certified Financial Planners and credentialed lead advisors (CPA, JD, CIMA, CFA)*Salespeople with limited education & knowledge
Fee onlyCommissions, sales charges, hidden fees
Independent and objective adviceConflicts of interest
Focused client baseOften more than 100 clients
Modern Portfolio Theory, disciplined approachHot tips, market timing, chasing returns
Separation of duties - separate custody, security selection and advice to prevent fraud or theftCustody and advice by the same firm
Expert tax adviceNo tax advice
Investment Policy Statement focused on achieving specific goals and objectives.No clear plan or approach
Regular meetings with follow up letters and action itemsReactive with little or no follow through
Consolidated performance reporting with outside accounts and 401(k) updated dailyPerformance reporting on managed accounts only
No loads, low fund costs, tax efficientSales loads, high fund costs, taxes

*Please Note: Limitations. The achievement of any professional designation, certification, degree, or license, recognition by publications, media, or other organizations, membership in any professional organization, or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Column Capital is engaged, or continues to be engaged, to provide investment advisory services.