Compare our approach to other approaches in order to evaluate the potential benefits of working with a firm that provides Independent, Integrated Wealth Management services.
|COLUMN CAPITAL'S APPROACH||COMPARED TO:|
|Overall wealth planning integrating Investments, Financial Planning and Taxes||Investment only focus|
|Certified Financial Planners and credentialed lead advisors (CPA, JD, CIMA, CFA)*||Salespeople with limited education & knowledge|
|Fee only||Commissions, sales charges, hidden fees|
|Independent and objective advice||Conflicts of interest|
|Focused client base||Often more than 100 clients|
|Modern Portfolio Theory, disciplined approach||Hot tips, market timing, chasing returns|
|Separation of duties - separate custody, security selection and advice to prevent fraud or theft||Custody and advice by the same firm|
|Expert tax advice||No tax advice|
|Investment Policy Statement focused on achieving specific goals and objectives.||No clear plan or approach|
|Regular meetings with follow up letters and action items||Reactive with little or no follow through|
|Consolidated performance reporting with outside accounts and 401(k) updated daily||Performance reporting on managed accounts only|
|No loads, low fund costs, tax efficient||Sales loads, high fund costs, taxes|
Please Note: Limitations: The achievement of any designation, professional degree, or certification, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Column Capital is engaged, or continues to be engaged, to provide investment advisory services.